00104801855

Closing Report: 00104801855

Date of loss verification:
On February 12, 2025, the wind conditions in Moulton, AL (35650) were relatively calm. The wind speed was around 5 mph, coming from the west

Cause of Loss Confirmation:
Roof (RFG)Livingroom(s)

Inspection Findings / Damages / Adjustments:
Roof (RFG)
Rear Elevation
Livingroom(s)

Coverage Analysis / Theory of Coverage:
Wind / Hail is Not Excluded

Is There Subrogation Potential Known at This Time?
Natural Occurrence: There is no subrogation potential as loss is the result of a Natural Occurrence

Theory of Subrogation:

Subrogation Referral Sent: No

Payment:
Payment Option Exception: (See Below)
Summary for Building

Replacement Cost Value $10,090.14
Less Depreciation (2,972.78)
Actual Cash Value $7,117.36
Less Deductible (2,639.00)
Net Claim $4,478.36
Total Recoverable Depreciation 2,972.78
Net Claim if Depreciation is Recovered $7,451.14

Settlement Review / Communication:
Claim Review Needed

Action Plan / Additional Comments / Notes:
WND Rev – Potential roof shingle damage visible before DOL.

Review for Coverage , Review for Denial , Review for Partial Denial and Advise ISA

STATUS UPDATE

Pends:
-Closing Report Approval
-Settlement Call
-EOB
-Close Claim

ISA FU Set: 03/13/2025

Settlement Contact

ISA called ASHLEY WILLIAMS BRIDGES @ (256) 998-4307 to Settle:
Payment Option Exception: (See Below)
Summary for Building

Replacement Cost Value $10,090.14
Less Depreciation (2,972.78)
Actual Cash Value $7,117.36
Less Deductible (2,639.00)
Net Claim $4,478.36
Total Recoverable Depreciation 2,972.78
Net Claim if Depreciation is Recovered $7,451.14

ISA LVM Stating Building Summary, Claims Process, and myclaiminfo@assurant.com if necessary.

ISA Stated Building Summary, Claims Process, and myclaiminfo@assurant.com if necessary, NI Understood.

STATUS UPDATE

Pends:
-Closing Report
-Settle Call
-Close Claim

ISA FU Set: 03/13/2025

STATUS UPDATE – CLOSED

The claim has been reviewed and Closed. The file will remain subject to Reopening should additional information or circumstances necessitate further action.

00104801855
ASHLEY WILLIAMS BRIDGES
(256) 998-4307
On February 12, 2025, the wind conditions in Moulton, AL (35650) were relatively calm. The wind speed was around 5 mph, coming from the west
Inspection Findings / Damages / Adjustments:
IA Repair Estimate Stated:
Dwelling Exterior
Roof (RFG)
Rear Elevation
Dwelling Interior
Livingroom(s)
Other Structures
No
Cause of Loss:
Wind / Hail
Cause of Loss Confirmation:
IA Repair Photo Report Shows:
Dwelling Exterior
Roof (RFG)
Dwelling Interior
Livingroom(s)
-Manu Home
-WND/Hail DMG to RFG
-WND Gutter
-WTR DMG to INT
Coverage Analysis / Theory of Coverage:
Wind / Hail is Not Excluded
Is There Subrogation Potential Known at This Time:
Natural Occurrence: There is no subrogation potential as loss is the result of a Natural Occurrence
Subrogation Referral Sent:
No
Payment:
Payment Option Exception: (See Below)
Summary for Building

Replacement Cost Value $10,090.14
Less Depreciation (2,972.78)
Actual Cash Value $7,117.36
Less Deductible (2,639.00)
Net Claim $4,478.36
Total Recoverable Depreciation 2,972.78
Net Claim if Depreciation is Recovered $7,451.14
Settlement Review / Communication:
Claim Review Needed
Action Plan / Additional Comments / Notes:
WND Rev – Potential roof shingle damage visible before DOL.

Review for Coverage , Review for Denial , Review for Partial Denial and Advise ISA
Adjuster Follow Up Date:
03/13/2025